If you have been involved in a motorcycle crash, you likely face injuries, medical bills, and a damaged bike. Within days you will probably receive a phone call from an insurance adjuster trying to get you to settle for an amount of money that may not be sufficient to cover your damages. Navigating your legal rights after a motorcycle accident can be confusing and frustrating. That’s why it is important to have an experienced motorcycle attorney on your side. After you have been in a motorcycle crash:
- Seek immediate help for your injuries. Do not assume that the aches and pains you feel after a crash are minor. Often, these pains signify greater injuries. It is crucial to get checked by a physician after a motorcycle crash.
- Keep any records or receipts that you are given. You may receive papers at the accident site, or at the hospital or physician’s office. It is important to hang on to these papers.
- Contact an experienced motorcycle crash lawyer, like Andrew Kass or Joel Moses, for a free consultation. Learn more about your rights, if you may have a case, and how an attorney may be able to help you get a better settlement in your case.
- Continue to follow the advice of your doctor. If your doctor says you should not be working for a period of time, follow their advice.
- Do NOT be bullied by insurance adjusters. They are often eager to get you to agree to a settlement, often for far less than you deserve. If you have questions about a potential settlement offer, Andrew Kass or Joel Moses can help you!
Simply put, most people do not have enough motorcycle insurance information. Insurance agents aren’t always the most reliable source for information, because they need to quote you a low price so that you don’t keep shopping around. And, truly, most bikers merely want to get the minimum amount of motorcycle insurance information so they can buy a policy and get out on the road. Even a select few who desire to be “fully insured” don’t usually know what terms, clauses and conditions make them “fully insured.” Without understanding coverage types and facts about motorcycle insurance, you could be left with many unexpected expenses down the road. It’s crucial to evaluate motorcycle insurance information sources, types, needs, and components in advance to make the best overall decision.
Insurance is complex, and you need as much motorcycle insurance information as you can get. In general, there is coverage for your bike and for your body. In addition, you can insure yourself if you are injured and not at fault, but the other party has a policy too small to properly compensate you for all of your injuries.
If you don’t have enough motorcycle insurance information, you may not have the right policy and risk leaving your bike and body unprotected.
You should buy enough motorcycle insurance so that if you are badly injured in an accident and the other driver does not have insurance, you will be sufficiently covered. Many people simply do not have enough motorcycle insurance information to purchase the right policy.
A lot of people believe that they have a full coverage policy and that this is sufficient to completely protect them. They are often mistaken. Full coverage merely means that they have coverage in all categories. It does not mean they have sufficient coverage in these categories.
To ensure you know the facts and have sufficient motorcycle insurance information, below are brief descriptions of all the major categories of motorcycle insurance coverage.
Basic Motorcycle Insurance Information
- Property Damage
- Covers you if you are responsible for causing damage to another’s property while you are on your motorcycle.
- Covers repairs to your motorcycle, whether you are at fault or not.
- Covers your motorcycle and its parts if damage is caused by theft, vandalism, flood, or fire.
- Covers you if the damages you cause are greater than the amount of your other coverages.
- Covers you if you are injured by another person who does not have insurance or has insufficient insurance to fully compensate you.
Motorcycle insurance information is a lot more complex to digest than car insurance. Protect yourself with the proper insurance today. Don’t assume that the other driver’s insurance will cover the damages resulting from an accident. Need advice? Call us before it’s too late. For more motorcycle insurance information, call us at 1-800-668-6729.